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Hello! Is anyone familiar with this card? Asking for a friend: if the min payment was due on the 25th, but it will be getting paid today (the 27th), is this person going to get a hit with a 30 day late - or would their report only get dinged if they were LITERALLY 30 days late? I'm pretty sure this is a Synchrony card, for what it's worth. Please help! Thanks.
OMG i just checked my calendar and it is, in fact, the 26th today - NOT 27th! My question still stands, tho. Are they going to potentially get hit with a 30 day late?
Technically 1 day late. This month's payment was due yesterday - he is not able to pay it until this evening. Are things like this automatically considered "30 days late"? We're set to close on a house in about 5 weeks, and if he gets dinged with a 30 day late right now, we're pretty much screwed!
@Anonymous wrote:Technically 1 day late. This month's payment was due yesterday - he is not able to pay it until this evening. Are things like this automatically considered "30 days late"? We're set to close on a house in about 5 weeks, and if he gets dinged with a 30 day late right now, we're pretty much screwed!
It wont be reported as a 30 day late but that does not mean that Synch wont notice.
If it happens again, they will certainly notice.
What a relief, thank you guys. As far as I know, his payment history has been great for all of his accounts for the past several yrs - besides 1 30 day on a Cap One card about a year ago, and 1 30 day late on his Kohl's card from 6 months ago (which he somehow got deleted). I'll have him pay this Sync card asap this evening. Thanks again!