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Mission lane wants a update .

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Anonymous
Not applicable

Mission lane wants a update .

On my income and mortgage. Does this mean their considering a cli .? 

Message 1 of 5
4 REPLIES 4
coldfusion
Community Leader
Mega Contributor

Re: Mission lane wants a update .

Not necessarily, but they legally can't extend you one if they haven't recently requested it in order to validate your ability to pay.  You don't have to comply since you already have the card but refusing certainly wouldn't improve your odds.

(3/2024)
FICO 8 (EX) 846 (TU) 850 (EQ) 850
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Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
Message 2 of 5
Anonymous
Not applicable

Re: Mission lane wants a update .

Oh I don't mind updating the info 

Message 3 of 5
coldfusion
Community Leader
Mega Contributor

Re: Mission lane wants a update .


@Anonymous wrote:

Oh I don't mind updating the info 


There's no real harm, at a mininum they have access to general demographic information that allows them to usually predict income pretty accurately so odds are you wouldn't really surprise them.

(3/2024)
FICO 8 (EX) 846 (TU) 850 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
Message 4 of 5
RobynJ
Established Contributor

Re: Mission lane wants a update .

I know Discover does this and if you decline to provide they will close the account. They have every right legally to do so per your agreement when opening. 

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Message 5 of 5
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