There is a lot more variables than unpaid CA's in the mortgage process.
Given the amount - I am sure they will stand out on your application.
IMO- You need to decide to PFD them or wait out the 7 years
I have done 2 Mortgages with CA's on my CR- however I had a ton of equity and all of the other items covered ($ in the bank, DTI, time in job field). The CA's never came into the discussion. The underwriting guidelines are getting tighter all the time.
These were also Medical CA's that are not as big of a deal from my understanding
Message Edited by Timothy on
06-24-2007 07:18 PM