My Fico 3 credit bureau monitoring does it work?

[taxi818]

Whats up with this. Now i am skeptical if this is worth it. I think i signed up a week or so ago. and since. i have had many changes on all 3 reports.

Yet my score has not changed nor did I get update.

Many cards have reported. and i have had a Charge off deleted.

Im thinking since the credit report itself is only once a year or so. if that does not change. how can the Score change. I think i have been sold a can of goods. hmmm.

Any one else noticed this.

[fused]

I'm sorry to hear that. I purchased the 3 credit report monitoring and I'm expecting to see some changes real soon. If I don't see any alerts after I confirm the changes on my actual CR's, I will cancel my subscription. The 3 month minimum I had to pay for should be waived if the service isn't working.

[taxi818]

Well you can be sure I saw the changes on my report. I also got letter fr experian saying they deleted charge off 3 days ago. Checked my report. It's gone. But no change to this 3 credit bureau monitoring. Kind of pissed actually. Not even a single alert. Even I had many accounts report balance changes. 

[fused]

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@taxi818 wrote:

Well you can be sure I saw the changes on my report. I also got letter fr experian saying they deleted charge off 3 days ago. Checked my report. It's gone. But no change to this 3 credit bureau monitoring. Kind of pissed actually. Not even a single alert. Even I had many accounts report balance changes. 

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I cannot blame you for feeling that way.

[SomeGuyOnTheWeb]

Thus far, it hasn't worked for me. Only EQ updates

[taxi818]

Not getting eq updates. I did when I had score watch. But I canceled that.

[EW800]

Only EQ has been working for me.  I am trying to give them the benefit of the doubt that they will get the isuses resolved.  Most fustrating aspect for me as been the lack of customer service support - both by phone and via the on-line tool.  

[taxi818]

I agree. If this thing works. Will be better than sliced bread. But I think we all committed to the. 3 months. They should refund if it does not work. Hmmm I'm kinda pissed.

[EvilR-T]

what angers me off the most is how they won't admit that there is a problem. when I asked for a refund via email, their reply was no refund because the reports are fine. f u 

[Anonymous]

Lots of ppl having similar issues: http://ficoforums.myfico.com/t5/myFICO-Product-Feedback/FICO-3-Bureau-Credit-Monitoring-Issues-and-T...

I contacted customer support online 2 days ago and have not heard anything. Planning to wait until the end of the month and then if nothing has changed I will try to cancel it. It's not fair to be locked in 3 months for a service not working as advertised.