I got injured at work and was treated at a hospital for the injury with the permission of my employer.
After I received my treatments, which was a total of 4 visits, my employer denied my workers comp.
I hired an attorney and have been working with him to get the hospital bills paid.
It is in progress, with 3 of the 4 hospital bills having been paid already.
I was also communication with the hospital so that they can hold my account and prevent it from going over to the collections.
However, my account has gone over to the collections.
I called the hospital to ask for the reasons and they said it should not have gone over to the collections.
They told me that they will call the collections company to void my collections.
Unfortunately, the collections delinquency report is already showing up on my credit reports and AMEX got a hold of my credit report with delinquency report on there. They lowered my CL from $10,000 to $6,200. They gave me a few options to have my original CL reinstated, so it's not a big deal, just a minor annoyance. But I'm worried my other credit card companies will follow suit and start putting limits on my accounts due to the delinquency report, which would be a huge headache for me.
I would like some advices on the actions I should be taking to prevent anymore harm to my credit accounts. Any advices are welcomed, even if they are not directly related to preventative measures.
DISMISSAL: And how long will it take for my credit reports be cleared of the delinquency if the collections company deleted the report? (I just spoke to the collections company and they informed me that the delinquency report should be removed from my credit reports by the 5th of February.)
