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MyFICO alert: "An account under dispute has been detected"

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SouthJamaica
Mega Contributor

MyFICO alert: "An account under dispute has been detected"

I just received a MyFICO alert that "An account under dispute has been detected".

 

Only thing, I haven't filed any disputes.

 

Anybody know what that's about?


Total revolving limits 741200 (620700 reporting) FICO 8: EQ 701 TU 704 EX 685

Message 1 of 7
6 REPLIES 6
JVille
Valued Contributor

Re: MyFICO alert: "An account under dispute has been detected"

Have you called ANY creditor to ask a simple question? If so is that the one who is reporting the dispute? If not who is, log in and look!
Message 2 of 7
Revelate
Moderator Emeritus

Re: MyFICO alert: "An account under dispute has been detected"

Yeah if you even dispute a charge the lender can make a notation on your credit report for the tradeline.

 

Am guessing this is what happened here.




        
Message 3 of 7
JVille
Valued Contributor

Re: MyFICO alert: "An account under dispute has been detected"

Me too. Just calling CS and asking a question call get tagged and that’s not even making a formal written dispute.
Message 4 of 7
SouthJamaica
Mega Contributor

Re: MyFICO alert: "An account under dispute has been detected"


@Revelate wrote:

Yeah if you even dispute a charge the lender can make a notation on your credit report for the tradeline.

 

Am guessing this is what happened here.


I haven't questioned anything.


Total revolving limits 741200 (620700 reporting) FICO 8: EQ 701 TU 704 EX 685

Message 5 of 7
Revelate
Moderator Emeritus

Re: MyFICO alert: "An account under dispute has been detected"


@SouthJamaica wrote:

@Revelate wrote:

Yeah if you even dispute a charge the lender can make a notation on your credit report for the tradeline.

 

Am guessing this is what happened here.


I haven't questioned anything.


Was a fraud alert triggered?

 

Weird, regardless though it should probably clear up as soon as next month and isn't something to get worried over in my experience.




        
Message 6 of 7
SouthJamaica
Mega Contributor

Re: MyFICO alert: "An account under dispute has been detected"


@Revelate wrote:

@SouthJamaica wrote:

@Revelate wrote:

Yeah if you even dispute a charge the lender can make a notation on your credit report for the tradeline.

 

Am guessing this is what happened here.


I haven't questioned anything.


Was a fraud alert triggered?

 

Weird, regardless though it should probably clear up as soon as next month and isn't something to get worried over in my experience.


No, no fraud alert.

 

Just a MyFICO alert that an account under dispute has been detected.


Total revolving limits 741200 (620700 reporting) FICO 8: EQ 701 TU 704 EX 685

Message 7 of 7
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