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MyFICO alert: "An account under dispute has been detected"

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Super Contributor

MyFICO alert: "An account under dispute has been detected"

I just received a MyFICO alert that "An account under dispute has been detected".

 

Only thing, I haven't filed any disputes.

 

Anybody know what that's about?


Total revolving limits 720500 (594000 reporting) 10/2/19 FICO 8 scores: EQ 744 TU 782 EX 746
Message 1 of 7
6 REPLIES 6
Valued Contributor

Re: MyFICO alert: "An account under dispute has been detected"

Have you called ANY creditor to ask a simple question? If so is that the one who is reporting the dispute? If not who is, log in and look!
Message 2 of 7
Moderator Emeritus

Re: MyFICO alert: "An account under dispute has been detected"

Yeah if you even dispute a charge the lender can make a notation on your credit report for the tradeline.

 

Am guessing this is what happened here.




        
Message 3 of 7
Valued Contributor

Re: MyFICO alert: "An account under dispute has been detected"

Me too. Just calling CS and asking a question call get tagged and that’s not even making a formal written dispute.
Message 4 of 7
Super Contributor

Re: MyFICO alert: "An account under dispute has been detected"


@Revelate wrote:

Yeah if you even dispute a charge the lender can make a notation on your credit report for the tradeline.

 

Am guessing this is what happened here.


I haven't questioned anything.


Total revolving limits 720500 (594000 reporting) 10/2/19 FICO 8 scores: EQ 744 TU 782 EX 746
Message 5 of 7
Moderator Emeritus

Re: MyFICO alert: "An account under dispute has been detected"


@SouthJamaica wrote:

@Revelate wrote:

Yeah if you even dispute a charge the lender can make a notation on your credit report for the tradeline.

 

Am guessing this is what happened here.


I haven't questioned anything.


Was a fraud alert triggered?

 

Weird, regardless though it should probably clear up as soon as next month and isn't something to get worried over in my experience.




        
Message 6 of 7
Super Contributor

Re: MyFICO alert: "An account under dispute has been detected"


@Revelate wrote:

@SouthJamaica wrote:

@Revelate wrote:

Yeah if you even dispute a charge the lender can make a notation on your credit report for the tradeline.

 

Am guessing this is what happened here.


I haven't questioned anything.


Was a fraud alert triggered?

 

Weird, regardless though it should probably clear up as soon as next month and isn't something to get worried over in my experience.


No, no fraud alert.

 

Just a MyFICO alert that an account under dispute has been detected.


Total revolving limits 720500 (594000 reporting) 10/2/19 FICO 8 scores: EQ 744 TU 782 EX 746
Message 7 of 7
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