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MyFICO doesn't seem to be updating

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Visitor

MyFICO doesn't seem to be updating

I'm on the $29.95 per month plan. Up until the end of January, I got all of my alerts and my scores would adjust accordingly. A couple of things I should have gotten alerts on since then have not shown up since then. I know these items are on my report because Credit Karma is showing them and even the Experian app is showing them. But nothing from the MyFICO app. I understand that sometime there may be a lag of a few days, but it's been 2 weeks now? What could possibly be going on? 

 

(FYI, in case you're wondering, the changes are the lowering of the balance on a medical collection I'm paying and a couple of hard inquiries falling off). 

Message 1 of 5
4 REPLIES
Valued Contributor

Re: MyFICO doesn't seem to be updating

I check my past alerts. When Inq's fell off they will show on your next pull. Its not a alertable event. Paying down a collection wont do it also. Its not a revovling account. It will update once paid on the next pull also. Hope that helps.



My posts are JMHO. I DO NOT claim to be a FICO expert. Just sharing my experiences from rebuild to recovery after BK DC.
Message 2 of 5
Regular Contributor

Re: MyFICO doesn't seem to be updating


@FireMedic1 wrote:

I check my past alerts. When Inq's fell off they will show on your next pull. Its not a alertable event. Paying down a collection wont do it also. Its not a revovling account. It will update once paid on the next pull also. Hope that helps.


ah that makes sense. I often wondered the same thing. Thanks for the info. 

For Me Starting FICO 8 Score 4/1/18 EX 599 TU 602 EQ 609
Current FICO 8 Score 6/1/18: EX 620 TU 617 EQ 623
Beginning Mortgage Score 4/1/18: EX 537 TU 592 EQ 578
Current Mortgage Scores 6/1/18 EX 607 TU 601 EQ 613
Hubby Starting FICO 8 Score 4/1/18: EX 505 TU 543 EQ 484
Current FICO 8 Score 6/1/18: EX 581 TU 581 EQ 569
Beginning Mortgage Score 4/1/18: EX 494 TU 512 EQ 548
Current Mortgage Scores 6/1/18 EX 577 TU 598 EQ 582
Goal Score 7/1/18: 640 Across the Board


Take the myFICO Fitness Challenge
Message 3 of 5
Established Contributor

Re: MyFICO doesn't seem to be updating

The only thing that will get updated on MyFico is your Fico 8 score if that changes( and it does not always). None of the information on the reports will only update even if you get an alert until you can pull a new 3b.

Started Rebuild 4/2018: EX 616| TU 604| EQ 621

Current 02/13/19:


Goal Score: 750+
Message 4 of 5
Member

Re: MyFICO doesn't seem to be updating

My alerts stopped coming in also. last alert i had was on 2/13/19 EQ665, TU658, EX 665. i have a subcription to ultimate 3b+ i should be getting alerts. i did a 3b report got my updated scores . EQ 683, TU 670, EX699. Why am i not getting alerts for the changes in my scores any  more.



Starting Score: 630
Current Score: 632
Goal Score: 700


Take the myFICO Fitness Challenge
Message 5 of 5