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MyFICO reporting Equifax late payment?

New Visitor

MyFICO reporting Equifax late payment?

Hello all,

Wow it’s been a hell of a journey.. 5 years.. from a 439 to a 670 and increasing.

So MyFICO app is saying that Equifax is reporting I had a late payment within a month, the rest are reporting last late payment within 2 years. I bought my Equifax report and can’t find any late payments so there is nothing to dispute. Anyone care to guide me on where I can see if I had a late payment with Equifax recently, I just don’t see anything.

Thank you!
Message 1 of 4
3 REPLIES
Community Leader
Legendary Contributor

Re: MyFICO reporting Equifax late payment?

If you still have a free annual pull, then get your more comprehensive report from annualcreditreport.com.

Message 2 of 4
New Visitor

Re: MyFICO reporting Equifax late payment?

I did and there is nothing there :x can't for the life of me figure out what late payments I've had recently. Everything is on auto pay. Trying to get a mortgage and payment history is critical

Message 3 of 4
Highlighted
Member

Re: MyFICO reporting Equifax late payment?

Have you figured out anything on this issue? I have the same problem Equifax only shows late payment happend but I did not miss a payment
Message 4 of 4