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I paid down the balance on a Penfed loan at the end of February. My Experian Creditworks updated this on 3/5 and WalletHub did the same on 3/7, as well as Credit Karma. Why haven’t my scores updated more than a week later. I called and they reported they update when they receive them from the CRAs. I can’t understand why Transunion would share that information with WalletHub and Credit Karma more than a week before myfico? Anyone else see this happening?
Not by a full week (at least, not yet) -- but definately delayed by 3-4 days. It is frustrating (especially considering the price you pay for the service).
Happens to me all the time. Mine expires on the 18th and I will not be continuing the service. I have an Experian CreditWorks membership and prefer that by a long shot.
Same -- Experian CW is miles ahead of myFICO, IMO. I only have myFICO for the sake of my other scores (which I need to monitor right now...). Once I no longer need to keep tabs on the other FICO versions for TU & EQ, I'll be discontinuing myFICO too.
@mmajer4211 wrote:Happens to me all the time. Mine expires on the 18th and I will not be continuing the service. I have an Experian CreditWorks membership and prefer that by a long shot.
I’ll seriously consider terminating mine after I apply for a mortgage in the coming months. I did make the point to them by phone that I’m basically paying for updated reports. My CreditWorks serves me much better.
I don't have a membership with any pay sites, but I must say from reading a lot on here the amount of complaints we see from MF members stating that the free services are outdoing them is very high.
I agree and asked a MF supervisor to explain why TransUnion would provide these Credit sources (WalletHub and CreditKarma) this data more than a week ago but not them. She held firm that they report as they receive them. She did say she would escalate the issue.
I too have been having problems with MF. Back in December I hadn't received an update or change in score for more than 40 days. Really! I mean I only have 10 CCs with 8 reporting balances, a mortgage and an auto loan!
I called MF customer service and they said that there wasn't a problem. Yeah, no kidding, I wouldn't have a problem either if I was taking people's money and not doing anything for it.
I'm really thinking about quitting MF but don't want to lose my 7 years of history. If they don't turn it around I will have to move on.