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MyFico vs Experian 3 Bureau Reports

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nomadic_triathlete
Established Member

MyFico vs Experian 3 Bureau Reports

I've been using Experian for my 3 bureau report and I recently switched over to MyFico.  

 

I'm noticing that there is a difference between the inquiries Experian lists for each of the 3 bureaus compared to what MyFico lists. 

 

MyFico doesn't list anything before this month, June.  I would assume it would list inquiries that happend within the last 2 years and have not fallen off yet.  

 

The 3 bureau report from Experian lists the inquiries over the past 2 years which have not fallen off yet.

My DC was just over 2 years ago and I'm paying more attention to my reports now.  I figured I would try MyFico out.  So I'm a bit of a novice when it comes to how the different companies work with reports.

Message 1 of 2
1 REPLY 1
FireMedic1
Community Leader
Mega Contributor

Re: MyFico vs Experian 3 Bureau Reports

It may take up to your first real update from My FICO to have a view of your full file.


Message 2 of 2
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