Not sure where your getting the scores for free, i get experian report for free, updated frequently. I'll be able to get TU scores from Discover, but I'm most interested in my experian score. It's my lowest (7 Inquires I guess.) I can get information from CC on my TU AND EQ report, but not ex from CK.
Credit Karma is Vantage score, not fico.
It's been said many time but this is a no-brainer
https://www.creditscore.com/ -- Free score and report. Experian only but it's certainly worth using. Imo, the reports on here are ripoffs.
I just cancelled my CCT trial (about 15 mins ago), and was not offered a 50% discount (which I was hoping for)
Then in the meantime, I'd do three things:
(1) Sign up once per month for the CCT $1 trial. That's one buck a month to get a nice 3B report and all three scores. You may end up liking that better than paying $15 per month for basically the same thing.
(2) Sign up for all the free tools you have heard mentioned thus far on the thread, specifically:
creditscore.com (for EX)
Credit Karma (for EQ and TU)
You'll have lots of free reports that way as well as a free FICO 8 score from EX.
(3) Start a new thread asking for help on how to get offered the 50% discount. A number of people should chime in.
Thanks for the suggestions. I already use Credit Karma - and I use freecreditsocre.com, which appears to be the same as creditscore.com
I just really liked the monthly true Fico Scores - so I will try your suggestion.
Got discharged with ch7 in december 2016. I have full credit monitorig from myfico, experian.com., equifax.com, creditkarma, and from crdit cards.my scores from MyFico and Experian.com are similar on all 3 ( EX,TU, and EQ). In my humble opinion I would go with myfico.com.. why? because is the fastest in reporting any change in credit score via text your cell and email.
started in low 400's as today 7/29/2017 myfico scrore are EQ 646 TU 629 EX 645.