Hi I am a Credit Analyst trying desperately to repair my credit.
I have been reading through these threads for several days but I need some help.
I signed up w/ a CRO who charged me a lot of money to repair my credit. Well they helped a little but had I known about this site I would have save my 2k.
First issue is they sent a letter to West Asset Management to cease & decease or something like that so now I have to send them a letter for them to talk to me. Has anyone heard of this letter and why would that it be sent. I wanted to try and spk w/ them about a settelment but I wanted to know if it would be better for me to send the PFD and wait on a response back.
I have 3 medical collections w/ them that I know are mine, I will pay but I need them off my credit report. Has anyone had any success w/ deletions from this company?
Second concern is I got a letter back from TU saying that I had already disputed that account and it was verified as belonging to me. Can I no longer try and dispute the account?
All help would be greatly apprecitated.