NEWBIE!!! I need some help with a 476 score on experian

[Anonymous]

And as far as the verizon, i should gw or could i give them a call to get it removed from my cr? I really appreciate your info smartcookie. Thanks!!!!

[SmartCookie]

No problem.

Which one was the Verizon account?

[Anonymous]

I didnt have it in the original post.  But after your initial post i checked my cr and noticed a second verizon account. It's an old account was paid 11/06 but its on my cr as paid collection, do i need to get this removed ?if so, How?GW or call?

[SmartCookie]

---

king26 wrote:

I didnt have it in the original post.  But after your initial post i checked my cr and noticed a second verizon account. It's an old account was paid 11/06 but its on my cr as paid collection, do i need to get this removed ?if so, How?GW or call?

---

A second VZ account or just one?

For this one, if it is a paid collection that is reporting accurately, GW letter to whoever is reporting unless it is set to drop soon.

[Anonymous]

its a second one, so i will send out a gw to them and see what happens. thanks