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NFCU Uses Equifax for loans and cli's. They will hp your fico 9 for each and everything you apply for. They pull TU for new credit cards.
I'm in CA, joined and applied 12/31/18. pulled TU for both CC and CLOC eventhough I was hoping they would pull EQ for the CLOC just to spread out the inquires. received the denial letter yesterday for CLOC, pulled an 806 from TU but stated insufficient income for request. I requested 15k because I read on these forums they would counter if too high. there is no recon, was told to just reapply and "MAYBE" they would use the same pull. because they pulled TU for both, I do not want to risk another inquiry.
point is, careful how much you ask for.
9/2022 $30000 | 8/2020 $20000 | 12/2018 $30000 | 8/2016 $30000 | 3/2016 $21000 | 5/2014 $20000 | 10/2007 $8900 |
I think I'm the odd duck. I applied for their Flagship card on Christmas eve and was approved. They pull Equifax for my application, not Transunion.