NFCU Membership & Auto Loan Application, CLOC, Credit Card In what Recommended Order?

[arn0822]

I am about ready to join NFCU.  I am a spouse of a retired veteran, so I meet the eligibility requirments to join.  I plan to join in person on Friday.  After opening my account how long do I have to wait to apply for an Auto Loan?  This is the most pressing matter.  I also plan to apply for the CLOC and a credit card but I do not know which order to request these products. 

I close on my house Friday so I have several inquiries from this process.  I want to pursue these prcoducts in tbe best recommended order knowing they will be pulling my credit report several times.  Any help is appreciated.  Thanks in advance.

[Aduke1122]

From what I have experienced and read of other ppls experiences. Once you join it's open to anything you wish to apply for . My fiancé and I joined last mth and apped immediately and he was instantly approved.
We dealt with alot of drama from verification but after all that was cleared I was approved on reconsideration for my cc.

[arn0822]

Thank you for your response.  Today must be a slow response day, as generally reponses have been quicker.  Again, thanks.

[Creditaddict]

If you are going to be in branch... you can apply for all 3 instantly if you want.

[arn0822]

Thank you CreditAddict, I was hoping there would an advantage to going into the branch.

[Creditaddict]

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@arn0822 wrote:

Thank you CreditAddict, I was hoping there would an advantage to going into the branch.

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I don't really think so since I think most don't live anywhere near one but can't hurt if you rather.

[Aduke1122]

Yea the weekends seem a bit slower on here to me. Good luck and let us know how it turns out . Make sure to take all the proper docs with you when you go to open memebership. They will need gov issue ID'S , your husbands info bc he will be your sponser , does he already have an account with them? If not he will have to join to sponser you I believe. Also need a utility bill for proof of address , I just don't want you to have to make 2 trips .

[Creditaddict]

He doesn't have to join but you may need to prove that he qualifies

[arn0822]

Thanks, I can take my husband's  LES paperwork.  My mom and auntie are also members.  My mom said if I give them her name they can look her up.  That's what she did when she used my aunt to get in.

[Guyatthebeach]

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@arn0822 wrote:

I am about ready to join NFCU.  I am a spouse of a retired veteran, so I meet the eligibility requirments to join.  I plan to join in person on Friday.  After opening my account how long do I have to wait to apply for an Auto Loan?  This is the most pressing matter.  I also plan to apply for the CLOC and a credit card but I do not know which order to request these products. 

I close on my house Friday so I have several inquiries from this process.  I want to pursue these prcoducts in tbe best recommended order knowing they will be pulling my credit report several times.  Any help is appreciated.  Thanks in advance.

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Arn0822,

Congrats on closing on your house.

If you can, apply in the branch. After you join, you can apply for everything. When I joined, I was approved for $500 CLOC and 14k cash rewards Visa. 

From  what I have read, NFCU typically won't approve car loans right after joining. I would ask the rep about it when you join.

Guyatthebeach