NFCU Membership & Auto Loan Application, CLOC, Credit Card In what Recommended Order?

[Creditaddict]

I've never heard of navy not approving car loans based on new member

[Guyatthebeach]

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@Creditaddict wrote:
I've never heard of navy not approving car loans based on new member

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I read that on another Navy thread. 

Guyatthebeach

[arn0822]

I had not heard this.  Well, I will definitely find out.  I cannot imagine they would want me to take my business elsewhere simply because of how long I was a member. I will update the post to let everyone know of my results.

[Aduke1122]

I don't know for sure if it's always the case but my fiancé applied for us a car loan when we joined and it was denied and the main reason being not enough tenure with them.

[Anonymous]

With you being the Spouse of a Veteran, I know that you will have with you all of the necessary documention to provide them. The simple mentioning of the LES is a clue.

Have all YOUR current Photo ID & address verification with you. Any proof of income outside of the LES as well could be helpful.

I showed up Ship-Shape, and they were falling all over themselves to approve me for both membership & credit as fast as possible.

You will NOT have a problem. This is a routine walk in the park for you. NOT a problem!

[Anonymous]

If you apply for CLOC ask for the FULL 15k and they can either counter you or approve it... Worth the Shot!! I applied with a 675 TU and EQ and was approved for full 15k CLOC and 10.1k Cash Rewards Visa.

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@arn0822 wrote:

I am about ready to join NFCU.  I am a spouse of a retired veteran, so I meet the eligibility requirments to join.  I plan to join in person on Friday.  After opening my account how long do I have to wait to apply for an Auto Loan?  This is the most pressing matter.  I also plan to apply for the CLOC and a credit card but I do not know which order to request these products. 

I close on my house Friday so I have several inquiries from this process.  I want to pursue these prcoducts in tbe best recommended order knowing they will be pulling my credit report several times.  Any help is appreciated.  Thanks in advance.

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[arn0822]

Thanks.

[arn0822]

Thanks, Sebastian503.  Yes, I generally do not have any problem providing documentation.  I am usually over prepared.