NFCU cloc approval. 2nd time trying

[Anonymous]

So after dropping my util to under 1% and my fico 8 going to 700 on Equifax.  Figured my fico 4 is about 660.  

 I decided to give navy federal another try on the line  of credit.  Approved for full 15000. 

I opened my membership with nfcu April 1, 2015.  Applied then for cloc  Denied and recon denied.  Scores about 630 at the time.  

Today approved instantly. No documents required.    

[Anonymous]

Congrats!

[Anonymous]

Congratulations on your success!

[Anonymous]

Nicely done!

[RonM21]

Congrats on the comeback try success!

[Anonymous]

not even the pre note?

[Anonymous]

Didn't HV to provide poi I guess I should HV said.  Sorry bout that terror.  They sending me everything in mail to sign or I may just go by branch and sign.  I've got one about an hour away.

[Anonymous]

oh gotcha. congrats

[Anomalous]

Congratulations!

[Grafton88]

Congrats on your approval.  Working to improve your score did the trick.

I was turned down for a CLOC in December.  I had a Public Record on my report.  I got an EE from TU in February.  Last month they graduated my secured CC to unsecured.

It first you don't succeed try, try, again.