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Name Change on credit report

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Frequent Contributor

Name Change on credit report

I just got a Score Watch credit alert that my name changed. The new name change mis-spelled my first name. What can I do about this? Should I call the credit reporting agencies? Why would this change if I didn't request the change?

 

Thanks.


Starting Score: 668
Current Score: 712
Goal Score: 750


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Message 1 of 4
3 REPLIES 3
Moderator Emeritus

Re: Name Change on credit report

Did you recently apply for credit? Maybe a clerk miscued your name when typing it into their system. I woul dpull EQ to look for details.
Message 2 of 4
Frequent Contributor

Re: Name Change on credit report

Yes. I've been applying for mortgage loans. I didn't know an error from a lender would cause a complete change on my report.

 

Thanks.


Starting Score: 668
Current Score: 712
Goal Score: 750


Take the FICO Fitness Challenge
Message 3 of 4
Moderator Emeritus

Re: Name Change on credit report

Definitely! I have about 6 different names on my reports, half are from clerical errors.

I wouldn't worry about it now. However, if you are approved by that lender and your name is wrong on their docs, then you'd need to get that fixed.
Message 4 of 4
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