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Navy Federal UPDATED FICO Scores

M_Smart007
Legendary Contributor

Re: NFCU monthly Fico 9 Update?

Noticed NFCU updated EQ9 Score Today.

 

(click image to enlarge)(click image to enlarge)

 

 

Message 81 of 132
morethan20yaks
New Contributor

Re: NFCU monthly Fico 9 Update?

Woohoo! Saw a big bump in my EQ9 today! 733 to 760.

 

Not surprised - thin file... highly voilatile. AKA High highs and Low lows. But I'll take a win when I can get it Smiley Happy

Message 82 of 132
Tryinghard258
Regular Contributor

Re: NFCU monthly Fico 9 Update?

I saw a good bump..and some of my cards haven't reported yet.  January I was 540 so feeling good about this bump.Screenshot_20210804-203253~2.png

 

 

Starting Score: 1-2021 Eq 631 Tu 633 Ex 630
Current Score: 2-2021 Eq 641 Tu 649 Ex 644
Goal Score: 760

Take the myFICO Fitness Challenge



Message 83 of 132
Total80sKid
Senior Contributor

Re: NFCU monthly Fico 9 Update?

Just checked and my first Navy score is there!

7E352289-A5A7-4D03-983E-15AB90615055.jpeg

 

Message 84 of 132
Jean181
Member

Re: Navy Federal UPDATED FICO Scores

Nice bro im working on getting my scores high like yours!!! I need to stop touching my inquries thats what is hurting me Smiley Sad 

EX:709 , EQUIFAX:743 ,TRANSUNION:733
TOTAL CREDIT LINE NFCU PLATNIUM:23,900K, NFCU CASH REWARDS :24.6k USAA PLATNIUM 12k ,CITI SIMPLICITY:7.6k , NFCU CLOC 15k MILITARY STAR 4k Amex platnium no set limit
83k+ Revolving credit lines
Message 85 of 132
Jean181
Member

Re: Navy Federal UPDATED FICO Scores

This motivates me!!! Credit limitmocer 500k wooooo! 

EX:709 , EQUIFAX:743 ,TRANSUNION:733
TOTAL CREDIT LINE NFCU PLATNIUM:23,900K, NFCU CASH REWARDS :24.6k USAA PLATNIUM 12k ,CITI SIMPLICITY:7.6k , NFCU CLOC 15k MILITARY STAR 4k Amex platnium no set limit
83k+ Revolving credit lines
Message 86 of 132
DONZI
Frequent Contributor

Re: Navy Federal UPDATED FICO Scores

FICO9-EQ_2021-08-04.png

..matches myFICO EQ9 as of 8/8/2021

2014 credit2020 credit2021 credit
paypal credit imagecredit card imagecredit card imagecredit card imagecredit card imagecharge card imagecredit card imagecredit card imagecharge card image
[2020-12-09]=[EQ8|786]-[TU8|746]-[EX8|772]
[2022-04-26]=[EQ8|786]-[TU8|772]-[EX8|772]
Message 87 of 132
Aim_High
Senior Contributor

Re: Navy Federal UPDATED FICO Scores

I think my EQ 09 is broken! 

It's not moving.  Smiley Tongue

 

NFCU_FICO_20210809.jpg

 

Of note is that in six days, I'll be 0/12 for new cards or inquiries on all bureaus.  Smiley Happy  And of course, I'm blessed with a thick and aged file.

 

Still, it's hard to believe Navy denied me for a More Rewards card on 07/06/2020 with an 850 FICO and an internal score of 427 on a scale of 100 to 450.  (Due to total new accounts and inquiries.)  Smiley Sad  I imagine with 0/12, I'd be in good shape for another approval with them now and may apply for a second card within the next few months.

 

My denial thread link:

https://ficoforums.myfico.com/t5/Credit-Card-Applications/Update-NFCU-MORE-REWARDS-AMEX-DENIAL/m-p/6...



Length of Credit > 35 years; Total Credit Limits > $600K
AoOA > 28 years (Jun 1993); AoYA (Nov 2021)
* Hover cursor over cards to see name & CL, or press & hold on mobile app.
Message 88 of 132
Mr_Mojo_Risin
Senior Contributor

Re: Navy Federal UPDATED FICO Scores

Screenshot_20210903-113415_Navy Federal.jpg

I picked up 6 points from last month.

I'm a little surprised, I had a new account reporting this time, I'll certainly take it!

Hope everyone enjoys their holiday weekend!

NFCU More Rewards 28K CL
NFCU Cash Rewards 16K CL
Citi Custom Cash 7.5K CL
AODFCU Visa Sig 5K CL
Discover IT 2.5K CL
Capital One QS 600 CL
Message 89 of 132
Total80sKid
Senior Contributor

Re: Navy Federal UPDATED FICO Scores

Down two from getting so many new accounts, I'm assuming.

6A12E7D4-76A6-4BFE-A469-6BB4B02E220F.jpeg

 

Message 90 of 132
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