Navy Federal UPDATED FICO Scores

[Mr_Mojo_Risin]

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@M_Smart007 wrote:

I logged in and ..

then looked for the Navy CS thread. I figured someone surely had beat me to it

Surprised it went up 5 points ..with all the new CC's reporting

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Your credit file is unstoppable! Lol

Nice increase!

[Mr_Mojo_Risin]

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@Anonymous wrote:

+29 points from last month. Moving on 🆙 

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Scorezilla showing up strong! Impressive increase!

[Mr_Mojo_Risin]

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@spiritcraft1 wrote:

I broke 700 finally.  The first one I ever saw was 367.  It is 725 now (or in late April anyway).  Should be higher next month. 

Edited to add my actual lowest known score.

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That's great to see, congrats!

[Mr_Mojo_Risin]

July scores are updated. 

I'm down 16 from a new card reporting (AOD) from the very end of May. I've let AOD report a balance, I'm sure the extra account with balance brought it down the most lol.

Enjoy your the holiday weekend!

[Wavester64]

@Anonymous 

You're in my rear mirror now @Anonymous 

[GrandBay]

@spiritcraft1  thats amazing and Congrats on your rebuild. I am rebuilding from the 400s

[Anonymous]

My Navy FICO score is always a month behind for me. For instance my July score just updated is the same FICO 9 MyFICO has listed for June 10th. My F8's have updated and they're just below last months 9's. When I get my updated MyFICO scores on the 10th of July, they'll be higher than what Navy currently has. And I wanted to apply for my first CLI on the 8th but feel like I should wait an extra month so they're clear into the 700's. 
anyone else experience this delay in scores?

[Anonymous]

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@Anonymous wrote:

My Navy FICO score is always a month behind for me. For instance my July score just updated is the same FICO 9 MyFICO has listed for June 10th. My F8's have updated and they're just below last months 9's. When I get my updated MyFICO scores on the 10th of July, they'll be higher than what Navy currently has. And I wanted to apply for my first CLI on the 8th but feel like I should wait an extra month so they're clear into the 700's. 
anyone else experience this delay in scores?

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Scores are actually pulled at the end of the previous month and posted the first week of the next. If there is a substantial difference between the scores, it could be worth waiting. 

[ceejay78]

Wondering if yours updated this month? I checked my equifax soft inquiry for end of June - nothing... I was told by Navy, it was a holiday yesterday, but there was no account review from June. 

[Anonymous]

@ceejay78 My Navy Federal FICO 9 score was updated on 7/3/2021.