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Navy Federal UPDATED FICO Scores

morethan20yaks
New Contributor

Re: Navy Federal UPDATED FICO Scores

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Big 14 point jump. Not sure why... I paid off one loan and opened another one... Maybe going from 7 accounts to 8 (thus one more account reporting zero)? No other notable changes or age milemarkers.

 

Either way, I'll take it! Highest FICO score I've ever seen Robot tongue

Message 111 of 132
M_Smart007
Legendary Contributor

Re: Navy Federal UPDATED FICO Scores

I gained a whopping 1 point   .. guess that is better than losingSmiley Tongue

I could be right back to where I was a year ago? ..Talking about making progressSmiley Very Happy

 

EQ = Always my worst score.

(click image to enlarge)(click image to enlarge)

Message 112 of 132
Ilinferno
Established Contributor

Re: Navy Federal UPDATED FICO Scores

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From 521 to 595. Just getting going on my rebuild. Waiting for the last charge off on my account to update as paid which should bump me into the 600s next month.



Message 113 of 132
Anonymalous
Frequent Contributor

Re: Navy Federal UPDATED FICO Scores

 

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My first score from NFCU. Became available less than a month after I got the credit card.

Message 114 of 132
sugarcreek67
Frequent Contributor

Re: Navy Federal UPDATED FICO Scores

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Just checked Navy, I got a new score yesterday. It is the first one from them. Up 2 points since my last 3b report from MF


>>current scores 12/11/21
EQ Fico9 759 | TU Fico9 763 | EX Fico9 768
EX fico 8 753 | EQ Fico8 745 | TU Fico 8 760 | Navy score 294
Message 115 of 132
morethan20yaks
New Contributor

Re: Navy Federal UPDATED FICO Scores


@M_Smart007 wrote:

I could be right back to where I was a year ago? ..Talking about making progressSmiley Very Happy

 

(click image to enlarge)(click image to enlarge)


Hey, high-700s seems to be a great place to settle into... A score you can maintain while still USING your credit profile, and high enough to qualify for great rates and products. Congrats Smiley Happy Hope to be joining you in the 787 club next 12 to 24 months.

Message 116 of 132
Total80sKid
Senior Contributor

Re: Navy Federal UPDATED FICO Scores

Up 13 points from last month:

 

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Message 117 of 132
M_Smart007
Legendary Contributor

Re: Navy Federal UPDATED FICO Scores


@morethan20yaks wrote:

@M_Smart007 wrote:

I could be right back to where I was a year ago? ..Talking about making progressSmiley Very Happy

 

(click image to enlarge)(click image to enlarge)


Hey, high-700s seems to be a great place to settle into... A score you can maintain while still USING your credit profile, and high enough to qualify for great rates and products. Congrats Smiley Happy Hope to be joining you in the 787 club next 12 to 24 months.


Thanks @morethan20yaks , It seems to be kind of the sweet spotSmiley Happy

Message 118 of 132
pakratus
New Contributor

Re: Navy Federal UPDATED FICO Scores

When my score showed up a couple weeks after getting my Cash Rewards, I thought it was a fluke.  Then the Cash Rewards reported, score went down to what I was expecting, great.  Now it's back up!  

 

FICO 8's are around 750, Vantage scores now up to 765ish.

 

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Message 119 of 132
Ilinferno
Established Contributor

Re: Navy Federal UPDATED FICO Scores

Looks like they finally update the scores for Jan and are still doing free FICO 9. 105 point jump from 595 last month.

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Message 120 of 132
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