cancel
Showing results for 
Search instead for 
Did you mean: 

Need a new Fridge, but don't want the HP - HELP!

tag
Anonymous
Not applicable

Need a new Fridge, but don't want the HP - HELP!

I desperately need a new fridge, but don't want to apply for credit and don't have the cash to outright purchase one.  I know Kmart does lease it and I just applied and got denied (no idea why).  Does anyone have any other suggestions/ideas as to how to go about this?  Just an added note, i'm doing this because I need a fridge and not because I want a new one.  Mine doesn't freeze anymore (so I can't buy ice cream LOL).

Message 1 of 10
9 REPLIES 9
Jnbmom
Credit Mentor

Re: Need a new Fridge, but don't want the HP - HELP!

You could go to one of those rent to own places, but you end paying alot more for the item. Or you could find a clean, used working one for a few hundred. 

EXP 780 EQ 791TU 795
Message 2 of 10
grower1
Frequent Contributor

Re: Need a new Fridge, but don't want the HP - HELP!

You could try the shopping cart trick with Wayfair. 




Message 3 of 10
Cookiegrabber
Regular Contributor

Re: Need a new Fridge, but don't want the HP - HELP!

I dunno, maybe buy one of those chest freezers for now? They're cheap and super roomy. We used to have a pretty large one, then got rid of it after 10 yrs or so because we kept leaving meat in there for years. I bet you could store a year's worth of ice cream in one, lol.

 

https://www.bestbuy.com/site/home-appliances/freezers-ice-makers/abcat0902000.c?id=abcat0902000


Starting Scores: No Scores (03/2018)
Current Scores: 779 - 789 (08/2023)
Goal Scores: 780 across the board

Current Total Credit Limit: $109,900 (08/2023)
Take the myFICO Fitness Challenge
Message 4 of 10
stinastina
Established Contributor

Re: Need a new Fridge, but don't want the HP - HELP!

Try progressive leasing. A lot of stores use them. also sears uses 2 different leasing companies - one of them is probably the one that denied you.

BK7 Discharge 1/16
10/15 ~ EQ: 406; TU: 520
10/18 ~ EX: 666; TU: 646; EQ: 652
Message 5 of 10
Anonymous
Not applicable

Re: Need a new Fridge, but don't want the HP - HELP!

I'd second getting a chest freezer. You can get most small to medium size ones for less than $200. Plus, they're still really useful after you've saved up enough money to buy the fridge you really want.
Message 6 of 10
Anonymous
Not applicable

Re: Need a new Fridge, but don't want the HP - HELP!

Third on the chest freezer....under $200 new

Even used prob under $100

 

Just try to get a somewhat newer one that is more eff in elec usage.

After that, you can also store frozen grocery items that are on sale.....savings to boot!

 

Then work on saving up for a new/used fridge.

Message 7 of 10
Anonymous
Not applicable

Re: Need a new Fridge, but don't want the HP - HELP!

Do you have any current cards?

Some companies will let you add a card with an SP. AMEX is known for this.
Message 8 of 10
Anonymous
Not applicable

Re: Need a new Fridge, but don't want the HP - HELP!

Craigslist.  Get what will get you by for now on there for $75-$100.  After you acquire the funds to get you what you really want, sell back the temporary item and get your $75-$100 back. 

Message 9 of 10
Pikaboo-icu
Valued Contributor

Re: Need a new Fridge, but don't want the HP - HELP!

Great ideas from everyone!!

Honestly people,, nice job with excellent diverse suggestions..

 

Now I'll add mine: It sounds like a great excuse to buy the ice cream and EAT IT ALL. Smiley TongueLOL 

 

  


Message 10 of 10
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.