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Negative Account Dropped from 2 of 3

Frequent Contributor

Negative Account Dropped from 2 of 3

I have a negative account that has been dropped from 2 of the 3 credit bureaus. It's been at least 5 months since they were dropped from Transunion and Equifax. (I think longer)  Experian still showing. Date of first deliquency was in 2009. I paid in full back then. I know this can stay on your credit report for 7 1/2 years.

Why was it dropped from 2 of the credit bureaus and not Experian? Is it the credit bureaus discretion on when to drop a negative account even if it is less than 7 1/2 years?

Was thinking about contacting credit company letting them know this was dropped from 2 of 3 bureaus and ask them to have negative tradeline removed from Experian but I don't want to open a can of worms and see them put it back on the other 2 reports.

Any thoughts or suggestions?

myFico Score Experian: Start (4/21/14) 626 Current (5/7/16) 841
myFico Score Equifax: Start (4/30/14) 694 Current (5/6/16) 838
myFico Score Transunion Start (5/01/2014) 727 Current (5/7/16) 842
Discover (4/24/14) 659 (5/5/16) 842
Message 1 of 3
2 REPLIES 2
Frequent Contributor

Re: Negative Account Dropped from 2 of 3

I would call Experian and ask them for early removal. 

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Message 2 of 3
Frequent Contributor

Re: Negative Account Dropped from 2 of 3


@Veg325 wrote:

I would call Experian and ask them for early removal. 


Thanks Veg. I'll give that a shot.

myFico Score Experian: Start (4/21/14) 626 Current (5/7/16) 841
myFico Score Equifax: Start (4/30/14) 694 Current (5/6/16) 838
myFico Score Transunion Start (5/01/2014) 727 Current (5/7/16) 842
Discover (4/24/14) 659 (5/5/16) 842
Message 3 of 3
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