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So i got this email today about a change on my credit report.
Your NELNET account no longer has a
derogatory status
Very good news, but i'm confused a little. Yes back in 2018 i had 4 late marks. Its been 14 months since my last deliquent on this account. My score never went up I thought it might where its not longer in the derogatory status. This happen to anyones else? Will my score go up at all because of this? Just seems like it should up gone up a little because its now in good standings.
What was the reason for the account coming positive - did you complete rehab?
And an account going from derogatory to positive doesn't mean that the lates are removed, which could still suppress scores. Where did you see the credit report update? And have you looked at your credit file to see what it says, other than no longer being derogatory?