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So I just got a new account in collections from the CBE Group Inc. This was from my Time Warner bill couple years ago in college when I was living offcampus. I left before the last bill and I have forgotten about it until it haunted me couple days ago on my credit report. I was wondering if it would be worth it if I should just pay it off immediately (worth $216) and ask for a PFD?
....the PFD offer should come before you pay.
Everything JVille said... CBE group is pretty easy to work with, shouldn't have a problem... They PFD an account for me from DirectTV maybe 2 years ago (and was also a settlement, not full amount). Goodluck!!
I had a $200 ER bill in collections I did not know that there was a hospital bill and a dr bill so I ended up only paying one. At first I didn’t care but when I started getting into credit I was getting denied so I called them up and had them mail me a letter saying if I paid they would erase it completely. At first they said they couldn’t do that so I told them that unless they send the letter they aren’t getting paid and I hung up on them. They called back shortly after and said they were sending it out. Paid the bill and when it dropped off my credit score went up pretty high. Definitely worth it.