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New telephone scam

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New telephone scam

New scam out there, might catch the less skeptical or knowledgeable about credit, so spread the word...

 

Received a robocall on my cell (*sigh*…I know, right?) from “Visa/Mastercard,” stating that I was ‘now eligible for zero to 6% interest on all of my Visa/Mastercard accounts’ and instructed me to ‘press 1 to start the enrollment process.’   It was from a 760 area code (San Marcos, CA area, I believe...).   

 

I blocked the number, but they always seem to find a way around it.  Grr.   

Started 4/2018 - TU 637
3/2019 - TU 785 EX 778 EQ 782
4/2019 - TU 800 EX 764 EQ 784
9/2019 - TU 816 EX 796 EQ ? (well, I haven't checked....)
10/2019 - TU 825 EX 800 EQ 822
11/2019 - TU ? EX 785. EQ ?
Scores entirely bolstered by one old, closed Wells Fargo card due to fall off in 2022

Discover it $4,000
Chase Freedom Unlimited $11,900
AMEX Blue Cash Everyday $18,000
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Message 1 of 31
30 REPLIES 30
Moderator Emeritus

Re: New telephone scam


@BlueOak wrote:

New scam out there, might catch the less skeptical or knowledgeable about credit, so spread the word...

 

Received a robocall on my cell (*sigh*…I know, right?) from “Visa/Mastercard,” stating that I was ‘now eligible for zero to 6% interest on all of my Visa/Mastercard accounts’ and instructed me to ‘press 1 to start the enrollment process.’   It was from a 760 area code (San Marcos, CA area, I believe...).   

 

I blocked the number, but they always seem to find a way around it.  Grr.   


Sounds similar to "Rosie" who calls and offers 6.9% interest rates for ___? The group doing this is smart enough to keep moving around. They have been caught before and then they are gone. Off shore.

Starting Score: 300
Current Score: 850
Goal Score: 850


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Message 2 of 31
Frequent Contributor

Re: New telephone scam

Hmm, not acquainted with Rosie yet. I’ve mostly been flying below the scammer radar, because I ignored credit for so many years. Guess Rosie’s caught up with me now...! 😄
Started 4/2018 - TU 637
3/2019 - TU 785 EX 778 EQ 782
4/2019 - TU 800 EX 764 EQ 784
9/2019 - TU 816 EX 796 EQ ? (well, I haven't checked....)
10/2019 - TU 825 EX 800 EQ 822
11/2019 - TU ? EX 785. EQ ?
Scores entirely bolstered by one old, closed Wells Fargo card due to fall off in 2022

Discover it $4,000
Chase Freedom Unlimited $11,900
AMEX Blue Cash Everyday $18,000
Ducks Unlimited $6,000
Chase Ink Biz Preferred $9,000
Message 3 of 31
Senior Contributor

Re: New telephone scam

My Social Security account has been suspended so many times it must have a negative balance by now . . .


Fico 08: 734/716/734 TU/EX/EQ
Message 4 of 31
Senior Contributor

Re: New telephone scam


@Dinosaur wrote:

@BlueOak wrote:

New scam out there, might catch the less skeptical or knowledgeable about credit, so spread the word...

 

Received a robocall on my cell (*sigh*…I know, right?) from “Visa/Mastercard,” stating that I was ‘now eligible for zero to 6% interest on all of my Visa/Mastercard accounts’ and instructed me to ‘press 1 to start the enrollment process.’   It was from a 760 area code (San Marcos, CA area, I believe...).   

 

I blocked the number, but they always seem to find a way around it.  Grr.   


Sounds similar to "Rosie" who calls and offers 6.9% interest rates for ___? The group doing this is smart enough to keep moving around. They have been caught before and then they are gone. Off shore.


I'd rather have "Rosie" than Katie...........Smiley Wink





My posts are JMHO. I DO NOT claim to be a FICO expert. Just sharing my experiences from rebuild to recovery after BK DC. My siggy is not to brag at all. Just to show fellow members what can be accomplished when you do it right and play the FICO Credit Game.
Message 5 of 31
Senior Contributor

Re: New telephone scam


@DaveInAZ wrote:

My Social Security account has been suspended so many times it must have a negative balance by now . . .


ROTFLMAO!!!!!!!!!! Smiley Very Happy





My posts are JMHO. I DO NOT claim to be a FICO expert. Just sharing my experiences from rebuild to recovery after BK DC. My siggy is not to brag at all. Just to show fellow members what can be accomplished when you do it right and play the FICO Credit Game.
Message 6 of 31
Senior Contributor

Re: New telephone scam


@BlueOak wrote:

New scam out there, might catch the less skeptical or knowledgeable about credit, so spread the word...

 

Received a robocall on my cell (*sigh*…I know, right?) from “Visa/Mastercard,” stating that I was ‘now eligible for zero to 6% interest on all of my Visa/Mastercard accounts’ and instructed me to ‘press 1 to start the enrollment process.’   It was from a 760 area code (San Marcos, CA area, I believe...).   

 

I blocked the number, but they always seem to find a way around it.  Grr.   


The caller ID # is fake and they quickly change them, but blocking them eventually slows them down, I used to get 3-4 per day, now down to 2-3 per week.


Fico 08: 734/716/734 TU/EX/EQ
Message 7 of 31
Regular Contributor

Re: New telephone scam

My mobile is powered down unless I need to make a call. VM not initialized. Must frustrate the devil out of them. Home phone calls are screened with answering machine. Danged robocallers always seem to ring in while they are giving the weather report on TV.

Message 8 of 31
Highlighted
Valued Contributor

Re: New telephone scam


@Save-n-Invest wrote:

My mobile is powered down unless I need to make a call. VM not initialized. Must frustrate the devil out of them. Home phone calls are screened with answering machine. Danged robocallers always seem to ring in while they are giving the weather report on TV.


Given that all these scam calls are automated now, it's not frustrating anyone really. Just some computer running in someone's bedroom or back office going through purchased directories of information.

 

A couple have even built in a little logic to trick you into responding, like asking "Is this <name of person>?" or "Hello? Can you hear me?" then pausing until you say something. You can literally say anything (I've experimented a few times with this) and then it'll kick right into its speech to scam you into whatever it is trying to scam you on. Soon as they talk, just say anything - "roger Houston" or "test" - and if the caller doesn't immediately act confused you can hang up.

 

Another fun trick is they geolocate your number and use a number in their arsenal that aligns with it, so the more naive among us see a local number and think it might be someone we actually know. If you live in Austin, TX you'll likely see calls from Austin or a suburb, but change numbers to Birmingham, AL and the calls will start showing up from Birmingham instead. This also means that if you can get a mobile with an out-of-state number, you can easily fish out the spam by location. Same example above, but someone living in Austin with a phone that has a Birmingham number will get calls from AL - those are the spammers.

 

Anyone doing it manually anymore is behind the times or a complete amateur. They're saving the live interactions for fish that actually bite the hook first.

Message 9 of 31
Senior Contributor

Re: New telephone scam


@Save-n-Invest wrote:

My mobile is powered down unless I need to make a call. VM not initialized. Must frustrate the devil out of them. Home phone calls are screened with answering machine. Danged robocallers always seem to ring in while they are giving the weather report on TV.


Well, whatever works for you, but my attitude is I won't let them inconvenience me. I get a ton of robocalls on my employer issued iPhone which is the local county government, and lately they've been mostly live callers. One persistent caller was "Hi, this is (name) and I'm calling you as you left your resume on our website", I figure it's some scam to try to get you to pay some fee, which is to get you to give them a CC#. So I tried "You're calling a county government phone line, no one left you a county government phone # to call them back", didn't work, they kept right on with their spiel so I hang up.

So I've been trying a different approach, answering the call with: "Arizona State Attorney General's office, fraudulent robo call hotline. Are you calling to report a fraudulent robocall?" They hang up in about half a second. Smiley Very Happy


Fico 08: 734/716/734 TU/EX/EQ
Message 10 of 31
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