I made a decision too take charge of my long suffering credit ignorence and neglect
and started paying off past creditors this january.
It has been 6+ months now and I watched my Fako scores go up between
48 - 62 points with my first round of debt payments from january to june ( around 8,000$ worth ).
I was around 450 - 485 on the Fako scores and they are now sitting at
TU 498 EXP 510 EQ 547...
I just paid off another 6500$ of debt on multiple accounts this past week and I am poised to see hopefully another spike in my credit rating... ( total of 14,500$ of debt eliminated from both rounds)
I was sitting around nervously being the compulsive individual that I am and remembered that
the FICO scores are more important so then I discovered this fine site and pulled my FICO scores on the 10th of july and my scores are sitting at. TU585 EQ570 EXP592
I then started reading all your correspondance on this forum and realised I had done some things
wrong as too not writing payoff for deletes letters and such and need some advice..
Message Edited by Tmleverage on
07-14-2007 03:17 PMMessage Edited by Tmleverage on
07-14-2007 03:29 PM