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No loan activity?

Established Contributor

No loan activity?

"You have no recent activity from a non-mortgage installment loan.

Your credit report shows no recent non-mortgage loans (such as auto or student loans) or sufficient recent information about your loans. Having a loan along with other types of credit demonstrates that a person is able to manage a variety of credit types."



I am paying off a student loan that has changed hands a few times (don't recall original --> Sallie Mae --> Navient). Why does it say I have no loans? 

Message 1 of 3
Valued Contributor

Re: No loan activity?

It sounds like it isn't being reported. Is this from a credit monitor or a lender?

Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 2 of 3
Established Contributor

Re: No loan activity?

I've been getting this message from my FICO and any credit card that gives me the FICO score for several years now (about the time I started checking my FICO score). 



Message 3 of 3
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