"You have no recent activity from a non-mortgage installment loan.
Your credit report shows no recent non-mortgage loans (such as auto or student loans) or sufficient recent information about your loans. Having a loan along with other types of credit demonstrates that a person is able to manage a variety of credit types."
I am paying off a student loan that has changed hands a few times (don't recall original --> Sallie Mae --> Navient). Why does it say I have no loans?
