My fico scores on myfico.com include the 9k in debt on a cc I am AU on. This 9k is listed on an account on the credit reports that my fico pulls in
When I do the simulator for paying off debt, I only see my debt (250.00) not the 9k on the AU card.
I am certain though that the the 9k is impacting the scores that Myfico.com is showing as that 9k is listed in the credit reports that I purchase.
I am assuming since the simulator does not take into account ALL debt as shown on the credit reports it pulls in, the score increase I actually see when the AU debt is paid off will be a higher score increase than I am able to achieve wth the current score simulator since the current score simulator does not take into account AU debt.
What do you think ?
