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OMG 15 MONTH EARLY DELETION on a closed collection.

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Anonymous
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OMG 15 MONTH EARLY DELETION on a closed collection.

A few days ago I went on a whim and decided to ask for an early deletion on my Transunion report. This was a collection account that has been closed since 2013. In my dispute I stated that the collection agency didn’t have the authority to collect the debt, I also asked for an early deletion. I log in today to check my dispute and I receive this message:

 

“We have discovered that your request requires additional manual processing. As a result, online delivery of your dispute resolution is unavailable at this time.”

 

I contact Transunion and the lady stated that this collection account has been deleted. I’m super excited. Experian is still reporting the baddie with all 0’s and no status; maybe I should try my luck. So anxious to see how much of an increase I will receive in my score. My Transunion has been at a steady 700-705 for many months.

 

Update: I refersh my Walmart Fico score and my Transunion jumped to 745, a 40 point jump. This was a collection that was suppose to be removed 6/16.

Message 1 of 7
6 REPLIES 6
Anonymous
Not applicable

Re: OMG 15 MONTH EARLY DELETION on a closed collection.

Nice, congrats!

Message 2 of 7
Anonymous
Not applicable

Re: OMG 15 MONTH EARLY DELETION on a closed collection.

CONGRATS!!!

Message 3 of 7
Anonymous
Not applicable

Re: OMG 15 MONTH EARLY DELETION on a closed collection.

If your TU (only) is clean try for a Barclays card if you are looking :-)

IMO the Sallie Mae is great

Message 4 of 7
Anonymous
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Re: OMG 15 MONTH EARLY DELETION on a closed collection.


@Anonymous wrote:

If your TU (only) is clean try for a Barclays card if you are looking :-)

IMO the Sallie Mae is great


 

Exactly what I did! I choose the Arrival+ World Elite MasterCard.

Message 5 of 7
Anonymous
Not applicable

Re: OMG 15 MONTH EARLY DELETION on a closed collection.


@Anonymous wrote:

@Anonymous wrote:

If your TU (only) is clean try for a Barclays card if you are looking :-)

IMO the Sallie Mae is great


 

Exactly what I did! I choose the Arrival+ World Elite MasterCard.


Those are Barclays?

Message 6 of 7
gdale6
Moderator Emeritus

Re: OMG 15 MONTH EARLY DELETION on a closed collection.


@Anonymous wrote:

@Anonymous wrote:

@Anonymous wrote:

If your TU (only) is clean try for a Barclays card if you are looking :-)

IMO the Sallie Mae is great


 

Exactly what I did! I choose the Arrival+ World Elite MasterCard.


Those are Barclays?  YUP


 

Message 7 of 7
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