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OMG GW success I think

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Community Leader
Senior Contributor

OMG GW success I think

Well got a very nice surprise this morning. We had several lates on our current mortgage , the lates  are about 2 1/2 years old. I have wrote numerous letters and always get the polite no. Well thought it was time to do this again, got an alert from experian,  all the lates are gone from mine and dh's. Scores jumped mine 24 points, his 32 points. But the strange thing, I just mailed this letter out wednesday, I don't think it's possible they got it and removed that quickly?? Either way I am thrilled and will see if the others update and if so the letter did work.

Message 1 of 26
25 REPLIES 25
Community Leader
Super Contributor

Re: OMG GW success I think

SweetSmiley Happy
#ChaseCreditCardHobby Enthusiast
Message 2 of 26
Valued Contributor

Re: OMG GW success I think

Surprising, Amazing, Unbelievable........Congrats and good work not giving up!


"My Take Home Pay Don't Take Me Home"
Synovus75k/CapOne11k/Disco9k/GoodSamsVS5k/Synch45.6k/CitiBank11k/Amex19k
Inquiries: tu(6), eq(4) and exp(8)(most fall off by Nov 2021)
Current Scores: EXP714, TU737, EQ735
Message 3 of 26
Established Contributor

Re: OMG GW success I think

Nice!


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Message 4 of 26
Community Leader
Senior Contributor

Re: OMG GW success I think

Thanks all.

 

My wallet hub went up 43 points so I am thinking TU report deleted as well, dh's not yet. Checked EQ core nothing yet, but hoping soon to follow.

Message 5 of 26
Community Leader
Mega Contributor

Re: OMG GW success I think

Congrats Heart

EX 754 EQ 774 TU 752


Message 6 of 26
Community Leader
Senior Contributor

Re: OMG GW success I think

mort deleteScreenshot_2019-08-31-15-39-00.png

Message 7 of 26
Community Leader
Senior Contributor

Re: OMG GW success I think updated

Well I am happy to say that the mortgage lates have been removed from my TU as well, unfortunately DH has not been removed 😩

I am not sure why mine is off TU and his remains, I know I should have patience but this is frustrating. They are both off EX thank goodness, but why not his. EQ remains unchanged for both of us.

Also we have 2 lates from old mortgage company that will hit 7 years in nov and dec, I requested early exclusion, they removed Nov from TU but not December on mine not his, really😞 you couldn’t remove dec while you were removing November.

I know I should be happy with some removal but this is so darn irritating, ok end of rant !!!!
Message 8 of 26
Super Contributor

Re: OMG GW success I think updated

Sounds like one of your earlier GW letters did the trick, not the most recent one(s).  How many lates did you have and of what severity?  Were they all removed in one shot?  Who is the mortgage lender, just as a data point for others that may deal with the same one in the future?

Message 9 of 26
Valued Contributor

Re: OMG GW success I think updated


@Jnbmom wrote:
Well I am happy to say that the mortgage lates have been removed from my TU as well, unfortunately DH has not been removed 😩

I am not sure why mine is off TU and his remains

Just you're luck....they're gonna want HIM to call.  OMG, good luck with that!  Cuz, you know, we have "Happy Camper's" NOT- hahahahahaha(inside joke)

"My Take Home Pay Don't Take Me Home"
Synovus75k/CapOne11k/Disco9k/GoodSamsVS5k/Synch45.6k/CitiBank11k/Amex19k
Inquiries: tu(6), eq(4) and exp(8)(most fall off by Nov 2021)
Current Scores: EXP714, TU737, EQ735
Message 10 of 26
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