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Oh Snap, Free FICO Scores from Chase???!!!!

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yudeology101
Senior Contributor

Oh Snap, Free FICO Scores from Chase???!!!!

So, after reading all new threads about Barclays & Discover offering free FICO scores monthly,  this morning I've decided to SM Chase asking if they offer free FICO scoring for all cardholders.  This is the email I've just received...correct me if I'm wrong but I think it says that we can also get FREE FICO scores monthly, too?  Did anyone know about this?

 

 

Date:11-19-2013 13:23:38
From:Chase Card Services
Subject:Re: General Comments
Message: 
Dear _________,

Thank you for contacting Chase to get a free FICO score.

The Chase FICO Credit Score Program offers the flexibility
to view your Experian credit score, free of charge,
through Chase.com.

To view your score, you must log into your Chase.com
account. Your consent is required each time you access
the FICO Credit Score Program and only your credit score
for the prior month will be displayed.

Personalized credit score information displays your FICO
score within a 10 point range with a qualitative guide
(scores less than 549 will display as one range group).
It provides a general explanation of how your payment
history and borrowing may impact your credit, and other
credit tips.

Scores displayed in the Chase FICO Credit Score Program
may differ from FICO scores appearing on a report
purchased from a credit bureau, as those scores are based
on different calculations, measurement of risk factors,
and timeframes.

Chase Customer Service Specialists are unable to view or
discuss your credit score with you as it is solely
available for your view online. If you have questions
about your credit score, you may contact Experian directly
at 1-888-397-3742. You can request a copy of your full
credit report from any of the credit bureaus provided
below:

Experian (TRW)
PO Box 2002
Allen, TX 75013
Phone: 1-888-397-3742
http://www.experian.com/consumer

Equifax
PO Box 740123
Atlanta, GA 30374
Phone: 1-800-685-1111
http://www.credit.equifax.com

Trans Union
PO Box 2000
Chester, PA 19022
Phone: 1-800-888-4213
http://www.transunion.com

If you have any further questions, please reply using the
Secure Message Center.

Thank you,

_____________ (bleeped out)
Customer Service Specialist
JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +23more
Scores: EQ:671 (FICO 11) EX:686 (FICO N/C) TU:686 (FICO N/C) *8-5-14*
Overall UTIL: 14% *Gardening Since: 1/20/16*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 since 12-12-13)
Message 1 of 30
29 REPLIES 29
Anonymous
Not applicable

Re: Oh Snap, Free FICO Scores from Chase???!!!!

Holy smokes! First I heard of it is right now! Thanks for the heads up!!!
Message 2 of 30
Revelate
Moderator Emeritus

Re: Oh Snap, Free FICO Scores from Chase???!!!!

Um, pics or it didn't happen? Smiley Happy.

 

I just logged into my Chase account and looked around, couldn't find any reference to it.  Short of exact, reproducible steps to see it, I am not so certain about this.




        
Message 3 of 30
09Lexie
Moderator Emerita

Re: Oh Snap, Free FICO Scores from Chase???!!!!

I must be blind, I can't find where you could access scores.
Message 4 of 30
yudeology101
Senior Contributor

Re: Oh Snap, Free FICO Scores from Chase???!!!!


@09Lexie wrote:
I must be blind, I can't find where you could access scores.

Yea, me too!!  I sent another SM asking HOW to do it, i'll keep you guys posted. 
 

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +23more
Scores: EQ:671 (FICO 11) EX:686 (FICO N/C) TU:686 (FICO N/C) *8-5-14*
Overall UTIL: 14% *Gardening Since: 1/20/16*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 since 12-12-13)
Message 5 of 30
yudeology101
Senior Contributor

Re: Oh Snap, Free FICO Scores from Chase???!!!!

In the meantime, I've emailed Cap1 EO & BOA for the same purposes lol 

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +23more
Scores: EQ:671 (FICO 11) EX:686 (FICO N/C) TU:686 (FICO N/C) *8-5-14*
Overall UTIL: 14% *Gardening Since: 1/20/16*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 since 12-12-13)
Message 6 of 30
10kbkb
Valued Member

Re: Oh Snap, Free FICO Scores from Chase???!!!!

a quick search and this popped up from an old fico thread

 

https://www.chase.com/psmhelp/index.jsp?pg_name=ccpmapp/shared/help/page/fico_lp_dso_78

 

(you can change the last 2 dights '78' and get the desired score so you can put 84 and it would show up as 840, this is not my score)

 

http://ficoforums.myfico.com/t5/Credit-Cards/Chase-and-a-Free-FICO-Experian-Score/td-p/633485

Message 7 of 30
kkapdolee
Frequent Contributor

Re: Oh Snap, Free FICO Scores from Chase???!!!!

I guess they've been doing this since 2010?

 

First thing that shows up on Google search is this.

 

http://ficoforums.myfico.com/t5/Credit-Cards/Chase-and-a-Free-FICO-Experian-Score/td-p/633485

 

 

[10%+] Internet, Cable, Cell phone
[5%] Gas, Grocery, Amazon, Airline tickets, Drug Stores, Dept. Stores, Target, MyHabit
[3%] Restaurants
[2%] Everything Else
Message 8 of 30
thom02099
Valued Contributor

Re: Oh Snap, Free FICO Scores from Chase???!!!!

No where to be found on my Chase accounts...and I looked everywhere.  Also did a site search and nada.

 

However.....

 

I'm wondering if they've not started it yet.  Perhaps it will start when we begin receiving our next statements, December or January? 

 

On the Discover website, there is now a statement on the Home Page : Your free FICO® Credit Score will be available on your next statement

 

For me, that would be either November 20th or December 20th. 

 

<------------------------------------- Keeps fingers crossed that Chase will do something similar with December statements !

Message 9 of 30
Anonymous
Not applicable

Re: Oh Snap, Free FICO Scores from Chase???!!!!

Interesting ... just used the secure message on my Chase accounts and Chase said they were NOT credit bureaus and sent me to the three credit bureaus. What the heck?
Message 10 of 30
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