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So, after reading all new threads about Barclays & Discover offering free FICO scores monthly, this morning I've decided to SM Chase asking if they offer free FICO scoring for all cardholders. This is the email I've just received...correct me if I'm wrong but I think it says that we can also get FREE FICO scores monthly, too? Did anyone know about this?
Date: | 11-19-2013 13:23:38 |
From: | Chase Card Services |
Subject: | Re: General Comments |
Message: | |
Dear _________, Thank you for contacting Chase to get a free FICO score. The Chase FICO Credit Score Program offers the flexibility to view your Experian credit score, free of charge, through Chase.com. To view your score, you must log into your Chase.com account. Your consent is required each time you access the FICO Credit Score Program and only your credit score for the prior month will be displayed. Personalized credit score information displays your FICO score within a 10 point range with a qualitative guide (scores less than 549 will display as one range group). It provides a general explanation of how your payment history and borrowing may impact your credit, and other credit tips. Scores displayed in the Chase FICO Credit Score Program may differ from FICO scores appearing on a report purchased from a credit bureau, as those scores are based on different calculations, measurement of risk factors, and timeframes. Chase Customer Service Specialists are unable to view or discuss your credit score with you as it is solely available for your view online. If you have questions about your credit score, you may contact Experian directly at 1-888-397-3742. You can request a copy of your full credit report from any of the credit bureaus provided below: Experian (TRW) PO Box 2002 Allen, TX 75013 Phone: 1-888-397-3742 http://www.experian.com/consumer Equifax PO Box 740123 Atlanta, GA 30374 Phone: 1-800-685-1111 http://www.credit.equifax.com Trans Union PO Box 2000 Chester, PA 19022 Phone: 1-800-888-4213 http://www.transunion.com If you have any further questions, please reply using the Secure Message Center. Thank you, _____________ (bleeped out) Customer Service Specialist |
Um, pics or it didn't happen? .
I just logged into my Chase account and looked around, couldn't find any reference to it. Short of exact, reproducible steps to see it, I am not so certain about this.
@09Lexie wrote:
I must be blind, I can't find where you could access scores.
Yea, me too!! I sent another SM asking HOW to do it, i'll keep you guys posted.
In the meantime, I've emailed Cap1 EO & BOA for the same purposes lol
a quick search and this popped up from an old fico thread
https://www.chase.com/psmhelp/index.jsp?pg_name=ccpmapp/shared/help/page/fico_lp_dso_78
(you can change the last 2 dights '78' and get the desired score so you can put 84 and it would show up as 840, this is not my score)
http://ficoforums.myfico.com/t5/Credit-Cards/Chase-and-a-Free-FICO-Experian-Score/td-p/633485
I guess they've been doing this since 2010?
First thing that shows up on Google search is this.
http://ficoforums.myfico.com/t5/Credit-Cards/Chase-and-a-Free-FICO-Experian-Score/td-p/633485
No where to be found on my Chase accounts...and I looked everywhere. Also did a site search and nada.
However.....
I'm wondering if they've not started it yet. Perhaps it will start when we begin receiving our next statements, December or January?
On the Discover website, there is now a statement on the Home Page : Your free FICO® Credit Score will be available on your next statement
For me, that would be either November 20th or December 20th.
<------------------------------------- Keeps fingers crossed that Chase will do something similar with December statements !