One account not reporting to Equifax

[dlm0820]

I'll just leave it off of the report then.  Don't want to shoot myself in the foot.  I have my auto loan and other CC that I have positive status on so that should comepnsate for the other trade line not reporting.  Anwyay, if the Simulations are accurate, and I hope they are, I'm "supposed" to be seeing a minimum 30 point increase next month.  Maybe cause of my 6 month on time payments with my auto loan or the old 6 month inquries.  We'll see.

On another note, I called up Macy's yesterday and asked them to kindly remove the duplicate posting they have on TU and update my balance to zero as I have paid in full with them through a CA.  They agreed and said it should updated next cycle.  We'll see about that also.

I'll post when i get my next alert.

Thanks

[Anonymous]

WOO HOO!!!  My last one was September...maybe between that and dropping my utilization way below 30%, I'll start seeing some love!

[Anonymous]

For many lenders, it'll take 1-2 years of a clean report before they'll start talking to you. A very few will want a completely clean report.

Good job on the six months, though!

When I first started, I had a 30-day late that month. Well, at least my score didn't go down after that.