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Opt in for Chase Offers?

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SweetCreditObsession
Valued Contributor

Opt in for Chase Offers?

I'm on the opt-out list. I never receive internal Chase pre-approvals (e.g., Black o Green stars). Do I have to opt in to be considered for these?🤔



(+102) | (+106) | (+151)
| TU Fico 9: ? | Exp Fico 9: ? | EQ Fico 9: ?| EQ Fico 8 Bankcard: TBA

Initial Goal: Min. 740 w/all CRAs - Met
Interim Goal: 780 w/all CRAs - Met
Current Goal(s): Min. 800 w/all CRAs
Gardening Until: ??/??/202?| Last App: 10/20/2023





Message 1 of 11
10 REPLIES 10
EAT_SLEEP_JEEP
Valued Contributor

Re: Opt in for Chase Offers?


@SweetCreditObsession wrote:

I'm on the opt-out list. I never receive internal Chase pre-approvals (e.g., Black o Green stars). Do I have to opt in to be considered for these?🤔


I'm curious as well. I just 2 weeks ago opt'ed back in for pre screened offers after being on the out list since 2015

KEEPER EVERYDAY CARDS/ AMEX CHARLES SCHWAB PLATINUM NPSL/ AMEX GOLD NPSL / AMEX GREEN NPSL/ AMEX EVERYDAY PREFERRED $30,000 CL/ AMEX BLUE BUSINESS PLUS $5000 SL/ AMEX BLUE CASH EVERYDAY $6000 / FIDELITY REWARDS VISA $23,500 SL/ NFCU FLAGSHIP $38,000 CL/ NFCU MORE REWARDS $33,000 /

SOCKDRAWERED FNBO JEEP CARD $7700/ WELLS FARGO ACTIVE CASH $8200/ CAPITAL ONE QUICKSILVER $3000 SL/ APPLE CARD $6500/ / PAYPAL CREDIT LINE $1700
Message 2 of 11
FinStar
Moderator Emeritus

Re: Opt in for Chase Offers?


@SweetCreditObsession wrote:

I'm on the opt-out list. I never receive internal Chase pre-approvals (e.g., Black o Green stars). Do I have to opt in to be considered for these?🤔


Yes.

Message 3 of 11
mgood
Valued Contributor

Re: Opt in for Chase Offers?

Where?



Starting Score: EQ8 680, TU8 713, EX8 701
Current Score: EQ8 778, TU8 766, EX8 770 as of April 18
Goal Score: EQ8 780, TU8 780, EX8 780

Take the myFICO Fitness Challenge
AZE4 - 2% Utl - New Accts: 3/6, 4/12, 7/24
Message 4 of 11
CreditCuriosity
Moderator Emeritus

Re: Opt in for Chase Offers?

Message 5 of 11
FinStar
Moderator Emeritus

Re: Opt in for Chase Offers?


@mgood wrote:

Where?


If you've never opted out, then there's really no action needed. This mainly applies to folks who have opted out and want to opt back in.

Message 6 of 11
mgood
Valued Contributor

Re: Opt in for Chase Offers?


@FinStar wrote:

@mgood wrote:

Where?


If you've never opted out, then there's really no action needed. This mainly applies to folks who have opted out and want to opt back in.


I vaguely remember doing this. But if I did, it was long ago. Probably way more than the 5 years this says it's for. So probably irrelevant, but I opted in, just in case.



Starting Score: EQ8 680, TU8 713, EX8 701
Current Score: EQ8 778, TU8 766, EX8 770 as of April 18
Goal Score: EQ8 780, TU8 780, EX8 780

Take the myFICO Fitness Challenge
AZE4 - 2% Utl - New Accts: 3/6, 4/12, 7/24
Message 7 of 11
FinStar
Moderator Emeritus

Re: Opt in for Chase Offers?


@mgood wrote:

@FinStar wrote:

@mgood wrote:

Where?


If you've never opted out, then there's really no action needed. This mainly applies to folks who have opted out and want to opt back in.


I vaguely remember doing this. But if I did, it was long ago. Probably way more than the 5 years this says it's for. So probably irrelevant, but I opted in, just in case.


Never hurts to opt-in, but just keep in mind that you would not have received the Chase [pre-screened] offer (from your CSP topic) if you had been opted out.

Message 8 of 11
OniStringer
Regular Contributor

Re: Opt in for Chase Offers?

I just opted back in so we will see how that goes . I think its a solid thing to have especially with chase. 

Started with LOW 500s - Actively rebuilding as of early 2019
//
Message 9 of 11
SweetCreditObsession
Valued Contributor

Re: Opt in for Chase Offers?

Thanks for the feedback @OniStringer, @FinStar, @mgood@CreditCuriosity, and @EAT_SLEEP_JEEP.

 

With that question addressed, I'll decide if I want to opt in. Appreciate your help!



(+102) | (+106) | (+151)
| TU Fico 9: ? | Exp Fico 9: ? | EQ Fico 9: ?| EQ Fico 8 Bankcard: TBA

Initial Goal: Min. 740 w/all CRAs - Met
Interim Goal: 780 w/all CRAs - Met
Current Goal(s): Min. 800 w/all CRAs
Gardening Until: ??/??/202?| Last App: 10/20/2023





Message 10 of 11
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