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Discover Scorecard is free EX FICO. Dont have to be a customer. Credit Check Total is $1 for all 3 CRA's FICO score. Just cancel before the trial ends. Rinse and repeat. They range from 19-40 bucks a month. Usually quarterly updates. Credit Karma is free Vantage to keep track of any updates from TU & EQ or funny business.
If you want all three scores, Experian’s app is $19.99 a month instead of $24.95 on the website.
There is also a $9.99 a month option that’s available in the app that pulls your Experian scores daily that you can pair with Credit Karma for weekly TU & EQ monitoring (not scores because those scores are Vantage) or WalletHub for daily TU monitoring (again, not scores).
I personally go on the Experian website and get a $1 trial any time I want my scores updated (generally once a month) then I downgrade back to the free monitoring service that gives monthly scores and free alerts (which also update your score). I use WalletHub and Credit Karma otherwise. Works fine for me and it costs me less than one month would to pull all my reports 12 times a year.
Depends on what you want from your monitoring service. Are you looking for monthly updates to your scores or services that will notify you of every change as it happens?