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I have all CRA frozen----can PenFed still send quarterly pre approvals with frozen files? I have Access America checking and a Share loan. Been a member for 6 months or so. My Fico 9 score shows its from December too?.....I just froze my files this month.
Since you already have accounts with them. Yes they can see your reports thru SP's. Now when it comes to getting more credit with them. Then it would be a HP and thats when you'd have to thaw your freezes so they can follow thru on their decision for approvals. I'm also new with them so I dont know how solid their pre-approvals are. Someone will chime in that part of your question.