PSA: Synchrony and Disco pull Innovis through SageStream

[Gmood1]

Good for you! You'll get there. Then you'll realize there's no difference between a 800 plus score and 760. Lol

It's truly all in ones head. 

Hopefully US bank will give you another shot. Plenty of other Banks out there though they will welcome you.

[Anonymous]

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@Gmood1 wrote:

Good for you! You'll get there. Then you'll realize there's no difference between a 800 plus score and 760. Lol

It's truly all in ones head. 

Hopefully US bank will give you another shot. Plenty of other Banks out there though they will welcome you.

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It's definitely all in my head but I want to see what my ceiling is before I suppress it down again. 😂 

I am sure they will give me another shot. They haven't had an issue with my apps other than my excessive credit seeking. I'll try at 0/12 and see what happens. 

[Anonymous]

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@Anonymous wrote:

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@Gmood1 wrote:

The Secondary reports US bank pulls is mainly for the checking account.

The credit cards can be obtained without them.

Once the CC is obtained. They'll allow the checking account to be opened.

They blocked me from the checking because I have Sagestream frozen.

But after a couple of months with CC.

I was able to open the checking account online without any issues.

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People have been declined for cards for freezing ARS and SageStream. People have been declined because of info on those reports. It seems to go back and forth.

I would rather not fuss with it. You can't even order ARS without sending them a letter with your identification, much less freeze it. 

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Because placing copies of your DL and SS card in the mail is the definitely asking for trouble. lol

I actually remember reading a post about which CRA's you should freeze before apping with USB, so there must haev been DP's of approvals with them frozen?

[razzy116]

Which lenders use Innovis credit report? Thank you

[FinStar]

@razzy116- please reference the posts upthread.  We encourage you to use the search feature for topics that have already been covered which would yield some answers to what you're looking for.

[Jnbmom]

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@FinStar wrote:

@razzy116- please reference the posts upthread.  We encourage you to use the search feature for topics that have already been covered which would yield some answers to what you're looking for.

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+1000 not sure how many times this needs to be said