No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
@Anonymous wrote:
As the title states I just paid off my car and I'm closing on a mortgage in a few weeks. I just got a notification that my score dropped for doing this. I understand the reason for it but my question is will this hurt my closing if my score drops below the 680 mark that I must not go below? My score was 700 right before the sale of the car. I'm afraid they will pull a new score reflecting this change right before closing.
What were your explicit mortgage scores previously? You won't take a hit on either EQ or TU, you might take one on EX, maybe.
A second pull isn't terribly likely unless you have an extended period of time between applying and closing, like >3 months.