PenFed PLOC Approved!!!

[NYFan63]

I am a little tardy on reporting this but 2-3 weeks ago I was approved for the Penfed Platinum Signature VISA for $33k thanks to Baller's Penfed thread.  A few days later, Penfed sent me a survey to fill out on my experience.  I gave them rave reviews.  They asked if I was interested in any additional Penfed products.  Of course, I checked off another VISA and the PLOC.  Well a couple days go by and I get a phone call from a number in NY.  I was expecting another call so I answered.  It was a Penfed branch manager in NY who was responding to my survey inquiry on additional products.  He asked if I was interested in any and I told him I would like to get the PLOC.  He asked how much?  I told him $25k expecting they would counter offer.  He said he would personally speak with an LO and call me back before the end of the day.  He called back within a half hour and told me I was APPROVED for the FULL $25k!!!  

I was thrilled to get in with Penfed with a CC and the PLOC and even more thrilled with the CL's they gave me.  I do make > $100k so I think that helped.  

Moral of the story, spend a few minutes and fill out the survey.  It will pay you dividends....

[Anonymous]

That's awesome! Congrats!

[baller4life]

Very nice!!! Congratulations

[RonM21]

Nice!!

[Anonymous]

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@NYFan63 wrote:

I am a little tardy on reporting this but 2-3 weeks ago I was approved for the Penfed Platinum Signature VISA for $33k thanks to Baller's Penfed thread.  A few days later, Penfed sent me a survey to fill out on my experience.  I gave them rave reviews.  They asked if I was interested in any additional Penfed products.  Of course, I checked off another VISA and the PLOC.  Well a couple days go by and I get a phone call from a number in NY.  I was expecting another call so I answered.  It was a Penfed branch manager in NY who was responding to my survey inquiry on additional products.  He asked if I was interested in any and I told him I would like to get the PLOC.  He asked how much?  I told him $25k expecting they would counter offer.  He said he would personally speak with an LO and call me back before the end of the day.  He called back within a half hour and told me I was APPROVED for the FULL $25k!!!  

I was thrilled to get in with Penfed with a CC and the PLOC and even more thrilled with the CL's they gave me.  I do make > $100k so I think that helped.  

Moral of the story, spend a few minutes and fill out the survey.  It will pay you dividends....

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Congrats!!!!!

Considering what's happening now, did they ask you for paystubs or tax documents?

[Grafton88]

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@NYFan63 wrote:

I am a little tardy on reporting this but 2-3 weeks ago I was approved for the Penfed Platinum Signature VISA for $33k thanks to Baller's Penfed thread.  A few days later, Penfed sent me a survey to fill out on my experience.  I gave them rave reviews.  They asked if I was interested in any additional Penfed products.  Of course, I checked off another VISA and the PLOC.  Well a couple days go by and I get a phone call from a number in NY.  I was expecting another call so I answered.  It was a Penfed branch manager in NY who was responding to my survey inquiry on additional products.  He asked if I was interested in any and I told him I would like to get the PLOC.  He asked how much?  I told him $25k expecting they would counter offer.  He said he would personally speak with an LO and call me back before the end of the day.  He called back within a half hour and told me I was APPROVED for the FULL $25k!!!  

I was thrilled to get in with Penfed with a CC and the PLOC and even more thrilled with the CL's they gave me.  I do make > $100k so I think that helped.  

Moral of the story, spend a few minutes and fill out the survey.  It will pay you dividends....

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Congrats on this.  I didn't know they went this high.  Could you share the rate they gave you?

[NYFan63]

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@Anonymous wrote:

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@NYFan63 wrote:

I am a little tardy on reporting this but 2-3 weeks ago I was approved for the Penfed Platinum Signature VISA for $33k thanks to Baller's Penfed thread.  A few days later, Penfed sent me a survey to fill out on my experience.  I gave them rave reviews.  They asked if I was interested in any additional Penfed products.  Of course, I checked off another VISA and the PLOC.  Well a couple days go by and I get a phone call from a number in NY.  I was expecting another call so I answered.  It was a Penfed branch manager in NY who was responding to my survey inquiry on additional products.  He asked if I was interested in any and I told him I would like to get the PLOC.  He asked how much?  I told him $25k expecting they would counter offer.  He said he would personally speak with an LO and call me back before the end of the day.  He called back within a half hour and told me I was APPROVED for the FULL $25k!!!  

I was thrilled to get in with Penfed with a CC and the PLOC and even more thrilled with the CL's they gave me.  I do make > $100k so I think that helped.  

Moral of the story, spend a few minutes and fill out the survey.  It will pay you dividends....

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Congrats!!!!!

Considering what's happening now, did they ask you for paystubs or tax documents?

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Designer - no they did not ask for paystubs or tax docs.  If I remember correctly, I was approved late May/early June.

[NYFan63]

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@Grafton88 wrote:

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@NYFan63 wrote:

I am a little tardy on reporting this but 2-3 weeks ago I was approved for the Penfed Platinum Signature VISA for $33k thanks to Baller's Penfed thread.  A few days later, Penfed sent me a survey to fill out on my experience.  I gave them rave reviews.  They asked if I was interested in any additional Penfed products.  Of course, I checked off another VISA and the PLOC.  Well a couple days go by and I get a phone call from a number in NY.  I was expecting another call so I answered.  It was a Penfed branch manager in NY who was responding to my survey inquiry on additional products.  He asked if I was interested in any and I told him I would like to get the PLOC.  He asked how much?  I told him $25k expecting they would counter offer.  He said he would personally speak with an LO and call me back before the end of the day.  He called back within a half hour and told me I was APPROVED for the FULL $25k!!!  

I was thrilled to get in with Penfed with a CC and the PLOC and even more thrilled with the CL's they gave me.  I do make > $100k so I think that helped.  

Moral of the story, spend a few minutes and fill out the survey.  It will pay you dividends....

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Congrats on this.  I didn't know they went this high.  Could you share the rate they gave you?

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Grafton - I got 10.5% on the PLOC