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How long does it take for PenFed to update their quarterly FICO scores? Mine is still showing from 5/31. Also, I joined back in April, do you think I've been around long enough to start getting offers from them?
@Anonymous wrote:How long does it take for PenFed to update their quarterly FICO scores? Mine is still showing from 5/31. Also, I joined back in April, do you think I've been around long enough to start getting offers from them?
You'll see the next update in beginning of October with a date of 8/31 or so. They SP you then release the score a month later. You probably won't see any offers this soon and a lot of that is dependent on what products you already have and your EQ NG score
Thanks!
Do you have to have credit with PenFed in order for them to give you FICO scores?
Thanks in advance.
@Anonymous wrote:Do you have to have credit with PenFed in order for them to give you FICO scores?
Thanks in advance.
Yeah, credit card or LOC I know both work, maybe other credit accounts but a standard share account does not.
@Revelate wrote:
@Anonymous wrote:Do you have to have credit with PenFed in order for them to give you FICO scores?
Thanks in advance.
Yeah, credit card or LOC I know both work, maybe other credit accounts but a standard share account does not.
Thanks for the info Revelate. I appreciate ya!
(-:
I am also waiting to see an update to my FICO NG2 score on penfed. My score from them is dated 5/13/2016. As noted above I will check in early October. Will I ever see any offers from them if all I have is my Share acct and a new car loan? No PLOC or CC's from them yet.
@Anonymous wrote:How long does it take for PenFed to update their quarterly FICO scores? Mine is still showing from 5/31. Also, I joined back in April, do you think I've been around long enough to start getting offers from them?
As to timing of score updates, here's what PenFed told me when I asked:
The FICO scores are loaded quarterly in January, April, July, and October. When loaded in July, the scores will be from end of April/beginning of May. The next time your FICO score will be loaded is in October. The score will be from the end of August/beginning of September.
As to offers, I wouldn't know; they've never offered me anything. I've been there about 6 months.