Personal Loan help

[sweetland]

Looking for suggestions of a place to lower the rate my wife and I have on a personal loan. The loan was an unsecured consolidation loan. The rate is 11.9%, $26,000, 60 mos. obtained at our local credit union.

We have tried discover personal loans as they do a “soft pull” only and the rate is a little higher.

Any other places you recommend to look up?

Our scores are mid 700’s, HH income 125k,
Two auto loans, home loan, and the above listed loan..

Thank you!

[CGeorge]

I got a personal loan today from Prosper with an interest rate of 6.86%. It was only for $6K, but it was for 60 months...I really do like Prosper.

[CGeorge]

And for the actual application Prosper does a "hard" pull. But only a soft pull for the pre-qualify.

[sweetland]

Thank you George. I just tried their Soft Pull application and they have decent rates but when I get up to the 25k amount they are much higher : (

[CGeorge]

Someone earlier today mentioned that Lending Tree gave them a better rate than Propsper did....so it may be worth a try.

[FlaDude]

I've used the prequal page at Credit Karma 3 times and always gotten at least one good offer. Of course, I could have shopped 10 or more lenders one by one, but one stop shopping worked for me.