Possible Shady Tactics from American Express

[Anonymous]

Why not just cancel the card if it only has a 1k limit?

[cashnocredit]

I've had many documents notarized at Chase and WF. I've even had WF do medallion guarantees (sort of a super notary for financial certs). I've never been charged for these.

[takeshi74]

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@Anonymous wrote:

I honestly don't care if they close the CC, but I a worried that their sick acts will mar my family member's Credit Score and History that has been hard at work building it.

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Won't help you with the identifity issue but this this thread addresses that concern.  It is linked in the Helpful Threads sticky in the Credit Cards subforum:

http://ficoforums.myfico.com/t5/Credit-Cards/Closing-Credit-Cards/m-p/347190?jump=true

Basically the damage was done when the account was opened.  As long as it is closed with a zero balance the only effect is to utilization.