Proper Debt Validation

[Anonymous]

On a personal note:

A CA sent an 'accounting' but nothing else.  No terms of assignment/sale, no proof of License (required here), etc

What next?  OC refuses to PFD will only mark it 'paid'.  This is medical BTW.

[Anonymous]

Lonnster~ you rock!  Thanks for all that info.

Lady Scarlet, sounds exactly like my situation.  Maybe you should try writing what Lonnster wrote...I am!

[Anonymous]

Where's that letter Lonster?

[Anonymous]

Lady_Scarlet Wrote:

Where's that letter Lonster?

I'll post the letter I created this afternoon...It also includes, in writing, a demand for the CA to stop contacting me by phone, period. Kills two birds with one stone...

[Anonymous]

hey lonnster,

           that last post on this thread     Lady_Scarlett wrote:

                                 wheres that letter Lonnster is this a link , if so does'nt seem to

work for me.sure could use that letter just the same. was getting ready to send out some dv's

but seems like your letter is a must to show you know what you talking about when you ask ca's

to validate their claims.

[Anonymous]

Edited to remove outdated and incorrect information - MarineVietVet, myFICO moderator

[Anonymous]

The letter is geared toward credit card debt, but, can be modified by removing the voucher and statement request. Then it would cover most types of debts...

[Anonymous]

Wow that's some letter!  i am almost scared to send it, because if they do validate, they'd probably be so mad at me they would never consider a PFD!

Thanks Lonnster for sharing.

[Anonymous]

that's it! that's my new DV letter! amazing...

[Anonymous]

lonnster , should'nt they be given some sort of timeframe to respond and if they did'nt respond how could this be used to get account removed from your cr's.

        seems to me they could drag this out for ever all the while telling you their still gathering all the

required information for validation,but we all know that should'nt take long considering all debt collectors operate on the up and up and should have all this info at their immediate disposal.

                      so my question still holds timeframe or not?  

Message Edited by giterdone on 01-10-2008 05:12 PM