Question- Application process

[Anonymous]

My fiancee and I want to purchase a house in the next two months.  The issue is my credit scores could use some work, and as I read, I need at least a 620 to qualify with the lenders for an FHA loan.  My soon to be DH has a median score of 680. 

So, to move forward as we both want to be on the application, will they look at both our scores and income to give us a rate, even with my "poor" rating, or will they use his and I can be on the application as a second income?

Help please!

Thanks

[llecs]

I was about to move this over to Mortgage Loans when I noticed you had posted the same question over there. Locking this to direct responses to your org. post.

http://ficoforums.myfico.com/fico/board/message?board.id=loans&message.id=39859#M39859