Question about BBVA & their targeted offers...

[Physh1]

So I just signed up for a checking & savings account with BBVA. I've been wanting another checking/savings that I can toss a few bucks into here & there. Something I won't think of often. I know they throw offers out there, prequals, etc. My reports are frozen...will this prohibit offers from coming my way? Any data points here?

[TekkenQQ7]

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@Physh1 wrote:

So I just signed up for a checking & savings account with BBVA. I've been wanting another checking/savings that I can toss a few bucks into here & there. Something I won't think of often. I know they throw offers out there, prequals, etc. My reports are frozen...will this prohibit offers from coming my way? Any data points here?

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If your reports are Frozen it will stop offers from coming. first thing first you need to pull all of your credit reports from https://www.annualcreditreport.com/ it is free and look for SP ( EXP) from creditors, it will give an idea who is targeting you. If your reports support it than unfreeze and wait. good luck!!

[Shooting-For-800]

I probably got 12 letters before I applied and was declined.

GL!

[Gmood1]

If you're in one of the states where all the products are available. And scores are decent. You should be in like Flynn!! 

I would unfeeze EX. They use a 3rd party system to SP you for offers.