I am trying to get my score from the 500's to the low 700's. I just paid off everything on my credit report that wasn't medical, and also a judgement, and settled on one other. In total, I took care of at least 12 things. I paid down every credit card, and a personal loan, all within the past 2 weeks. How long will it take for the score to rise, and also, in the next 2 weeks I will be paying everything else off but 1 collection. I will only have the one collection from medical and I am going to try to settle it. Will this get my score to rise faster, or will it take months for it to go up. I have been getting letters from pay offs, and sending them certified to the 3 credit beurous.