That's not easy to say. The folks here don't what your total credit limit is on your credit cards, how much of that was used up in debt, how many cards were close to being maxxed out. If you were to share that, something more definitive could be said.
One thing for sure is that you definitely do not want all your cards to be reporting $0. You will receive a score penalty for that. You want one card to report a small positive balance each month. At least $5 but otherwise small: $5-$20 might be easy to remember.
