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Removed "Dispute" language, score drops 29 points??!?!?!?

Slim1Der
Frequent Contributor

Removed "Dispute" language, score drops 29 points??!?!?!?

Since I will be applying for a mortgage in 2015, I decided to have the "dispute" language removed from the one and only account that I have on my CR's that shows IIB. This morning I got a MyFico alert saying that there was an account change on my EQ that changed my score. DROPPED 29 POINTS! Why would this happen? The account is an old HSBC credit card account for $300 I charged off in 2008. Then I go to look in the comments, and the "dispute" is still there! I had run a fresh report to make sure it was done. What can I do?

EX - 751 EQ - 732 TU - 752
Over $200k in revolving credit lines
10% Overall UTI
BK Discharge Jan 2009
Message 1 of 3
2 REPLIES 2
takeshi74
Senior Contributor

Re: Removed "Dispute" language, score drops 29 points??!?!?!?

If it wasn't removed then how would removing it cause the drop?

Message 2 of 3
Slim1Der
Frequent Contributor

Re: Removed "Dispute" language, score drops 29 points??!?!?!?

Yeah, I have to ask them about that. I thought the same thing.

EX - 751 EQ - 732 TU - 752
Over $200k in revolving credit lines
10% Overall UTI
BK Discharge Jan 2009
Message 3 of 3
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