Removing Paid account/was a charge-off & Settled - less than full balance accounts?
I have exhausted searches pertaining to my issue and continue to be confused as what to do. On my negative items in my credit report I have a few accounts that I either settled “Account legally paid in full for less than the full balance” or “Paid account/was a charge-off”. My question is can I get these items removed from my credit report since they have been settled or do I have to wait the 7 years for them to fall off? And if I can get them removed how would I go about doing it and would it be advisable to do so in reflection to my credit score? Thanks for any advice you can give!
